catastrophic injury lawyer

How To Quickly Find An Expert Catastrophic Injury Lawyer

catastrophic injury lawyer

Catastrophic Injury Lawyer

Before you start to go off hunting for a catastrophic injury lawyer, we need to understand what we are looking for. Or why we believe that what we have is Catastrophic or a personal injury claim.

Personal injury claims are for a myriad of causes. From an injury at work or an accident in public. Generally, all you need to do is prove negligence (partial or wholly) on the other party. Much of this is covered by their insurance.

The average personal injury claim is between $3,000 and $75,000. The injuries will have been claimed many times and have specific values. Any competent personal injury lawyer will have his own experiences to assess your claim.

A claim for a catastrophic injury is another matter altogether. At the end of the article we will show you a quick method of separating the wheat from the chaff. So that you find the best lawyer to suit your needs.

A Summary Of Frequently Asked Questions

The fact that these questions are often asked is because there is often not a lot of information on Google. Nor do lawyers and attorneys give out information for free. However, once you know the questions to ask your choice of injury claim lawyer the better the choice you will make.


What is a catastrophic injury lawyer?
Is a legal professional who subject matter is personal injuries of an extreme nature. Lawyers and attorneys in this field of law will have extensive and persuasive negotiation skills. Many will be familiar on how to deal with insurance companies
What is a catastrophic injury?
By its very nature it is of the utmost seriousness. It can involve the loss limbs or damage to the spinal column. catastrophic injury can also include major burns or internal damage.
What are the common causes for catastrophic injuries?
By a long margin, the most common causes needing a catastrophic injury lawyer are, car accidents, medical errors, workplace injuries and defective medical devices.
Do I need a catastrophic injury lawyer?
The short answer is YES. If you have had and accident or believe that you or a loved one have been affected by a medical mistake – you need to contact an attorney or lawyer as soon as possible.
How do I find a specialised catastrophic injury lawyer?
We at resolute collections show you how to find a personal injury lawyer quickly and at no cost. All it takes is 5 minutes on Google maps and a being prepared with a few questions.
How much can I claim for a catastrophic injury?
That is an impossible question to answer accurately. It will involve how the accident happened, who was to blame, how to apportion blame, incapacity involved and how long care will take.  Ongoing medications, nursing care, loss or earnings and diminished life enjoyment. You will need an experienced catastrophic injury lawyer
Is there an organisation for catastrophic injury lawyers?
Yes, there are. In the UK It is the Association of Personal Injury Lawyers. In the United States it is the National Academy of Personal Injury lawyers. In Australia you can visit the Australian Lawyers Alliance. These legal organisations can help you research any personal injury claim lawyer you might consider representing you.
Are there no win no fee catastrophic injury lawyers?
Nearly all law firms will offer some sort of no win no fee. However, their fee could be up to 40% of the claim. Make sure you know what it will be and who pays it.
How long does a catastrophic injury claim last?
This is impossible to state on a website like this; indeed, any website. It will depend on a myriad of facts, assumptions, attitudes, and willingness to negotiate. It will depend if you lawyer can negotiate a settlement or if you go to court. If you go to court who knows how busy they will be. This means your catastrophic injury claim could be 6 months to 6+ years. 
What does a catastrophic injury mean?
The best place for an explanation that will be meaningful to you is to search Wikipedia. Whether you are looking for sports related injuries or major trauma. These pages will give unbiased information nor try to engage a specific personal injury lawyer for you.

Costs For A Personal Injury Lawyer

Considering what you will read in this article any attorney or lawyer may ask for a fee upfront or they may not. It is not public information and something you will need to discuss with your legal team or representative. This is a business for them. They may offer tea and sympathy but what they want is fee income. Sounds scornful: but it is true. All legal firms want fees.

In addition, they will most definitely want a success fee. This could be as much as 40% of the net claim, after all testimony and experts have been compensated.

Notwithstanding this, a catastrophic injury lawyer is essential. Make the right decision and make the best deal you can.  

Why Should I Hire A Catastrophic Injury Lawyer?

The straightforward reason is that you do not have the experience or contacts to do it successfully on your own. A personal injury lawyer is going to know how the system works. They are going to have professional contacts who can make the entire process easier for you. All you have to do is invest a couple of hours finding the best catastrophic injury lawyer to hire for your claim.

What Is The Difference Between An Attorney And A Lawyer?

The additional question is will it affect your decision? The difference is not so great and only really applies to claimants in the USA. Firstly, the proper title for an attorney is an attorney in law. And it all boils down to who can represent you in court. Generally speaking, a lawyer will require an attorney if the claim goes to court. Considering that 99% of all cases are settled out of court there is no need for the additional expense of hiring a personal injury attorney. Simply search for a catastrophic injury lawyer near me. More information on searching later in this article.

Choosing The right Personal Injury Lawyer

We wholeheartedly encourage you to find a Catastrophic injury lawyer you feel comfortable working with. There is no changing relationships midstream. This should be an unbreakable partnership until you gain success or failure. Changing halfway through is not an option to consider.

What Does A Catastrophic Injury Mean?

If you are at the receiving end of a Catastrophic injury, you will no longer be able to work in the medium to long term. Probably the extent of the injury will mean you will never be able to work again.

There will be urgent and long term medical care required. You may require specially adapted means of transportation and long term home care.

Injures can include but are not limited to:

  • Single or multiple amputations
  • Significant brain damage
  • 1st and 2nd degree burns over large areas of your body
  • Major life changing injuries

Legal Definition Of The Term Catastrophic Injury

In legal jargon it does not really exist. It is certainly catastrophic to you but that is not a legal category.  You have a personal injury. The main difference is that this “personal injury” will have significant lifestyle changes, loss of future enjoyment and expensive enduring medical costs.

Use this as a quote: The American Medical Association (AMA) defines a catastrophic injury as a severe injury to the spinal cord, spine, or brain.

How Do Catastrophic Injuries Occur?

They are wide and varied sources of catastrophic injurie. Here are the most common examples:

  • Accidents involving cars, trucks, or trains
  • Medical negligence or catastrophic mistakes
  • Injuries sustained in your workplace or public buildings
  • Major side effects of drugs or malfunctioning medical devices.
  • Injuries suffered in sport or recreation
  • Building site accidents

The Four Most Common Catastrophic Injuries

  1. Severe or traumatic brain injury
  2. Injuries to the spinal cord. There will be 15,000+ cases recorded every year according to the national spinal cord injury statistical center (USA).
  3. Major disfigurement burns
  4. Loss of limb(s)

Aide Memoire

From the very first instant that you know that you are making a catastrophic injury claim for yourself our someone else. Think about some of this:

  1. Do not worry about going to trail with a jury. Rarely does a claim get this far. You are more likely to be with your counsel in front of a sole judge.
  2. You are not the only lawyers dance in town. More than likely they will be working on many cases. Your lawyer will be seldom at your beck and call.
  3. No question is too ridiculous to ask. As they say there are only stupid answers. Ask anything that concerns you. Anything at all.
  4. Your claim will not be an overnight outcome. Batten the hatches down for a tedious journey with a tumultuous finish.
  5. Keep a record of everything. Pictures, phone calls, letters, conversations or medications and treatment. Everything. You never know when it could be the difference of failure to glorious success.
  6. An early offer is a sure sign of disquiet by the third party. Get an injury lawyer and wait. And then wait a little bit more. Let your lawyer review all aspects of the claim. It will be well worth the wait.
  7. You will need expert medical opinion. You stand a better chance of a successful outcome when the best are your side.
  8. Make sure your choice of law firm is carefully considered. Separate the wheat from the chaff. From promises of no fees to instant success.  This is the most important choice you will make. We have tips at the end of the article.
  9.  Always employ the skills and experience of an lawyer or lawyer who has worked on similar cases to yours. You do not want to be their 1st project.
  10. Do not. Really, do not try and do this on your own. You need a qualified lawyer with relevant experience.
  11. Expenses. Keep accurate records of everything that you have spent regarding the injury. Absolutely every receipt. Not only does it record your financial loss it will indicate a need for future income and back up of your claim.
  12. Diary. Keep detailed notes for both your medical team and legal team. Every twinge or headache or “something is not right”. Write it down on paper or use an audio diary. There are apps for audio diaries.
  13. Disclosure. It is absolutely imperative that you inform medical experts, consultants or you legal team about mental or psychological symptoms. This is not a time to be shy or out on a brave face.

Catastrophic Injury Lawyer Associations

You are going to have to find a lawyer who can lead a team of experts. A legal firm with immediate access to experts in the field of the catastrophic injury sustained.

Legal Bodies To become Familiar With.

You will want your intermediate lawyer to fully check your catastrophic injury lawyers’ credentials. A shiny website and an advert on Google is not nearly enough. Research is required. Both with legal associations, courts, and Google.

United Kingdom

  • Forum of insurance lawyers
  • Association of Personal injury lawyers
  • Civil justice Council

USA

  • American Bar association
  • Association of Trial lawyers of America
  • Workers compensation lawyer’s association

How Your Claim Is Assessed

Initially it is quite straightforward. Your chosen catastrophic injury lawyer will review:

  • The Injury suffered.
  • How long will the damage last?

Secondary Considerations Will Be

  • Expert testimony. The cost and availability of experts in the field of the actual cause of the injury and specialists in your recovery plan. The courts will want to understand the diagnosis and the prognosis. This is costly to both parties and time consuming. 
  • Level of opposition. There will no doubt be a vast amount of money at stake. Your opponent will be balancing the cist of time and expert testimony versus reduction in your payment.  Be prepared for years. In exceptional cases a decade or more. Be prepared for a long wait.

What you need is an excellent lawyer.

How to find a catastrophic injury lawyer. Invariably the search will present firms as personal injury lawyers.

Catastrophic Injury Lawyer Near Me.

Generally, Google will find a lawyer near you. However, to get the best results you should use the following method. It is a really good idea to do this at a desktop or lap top and something to make notes. Simply making a normal search on Google is going to return tens of thousands of results for a catastrophic injury lawyer. Take our insider tips to narrow it down to a manageable number.

Finding the best catastrophic injury claim lawyer near me

Total Time To Find Lawyer Near You 5 minutes

Open Google Maps
catastrophic injury lawyer

Find and open Google maps on a laptop or desktop to view the best results

The Location Is Vitally Important
find best catastrophic injury lawyer

You can enter any location that helps your claim. Maybe the head office of the third party. Or near you if you wish to make it easy to visit your lawyer.

Service You Require
do you need a catastrophic injury lawyer

Seems a bit obvious, but it does remove the chaff from the wheat. A general google search gets you tens, possibly hundreds of thousands of results. This will return a few dozen focussed selections

Choice and Research
do you need a choose a great catastrophic injury lawyer

Next step is to choose 3-5 potential legal firms. Then you need to research and call them. Have your list of questions and go through them in order with each claim lawyer.

#resolutecollections #debtcollection #debtcollector #debtrecovery #debt #debtcollectors #debtfree #legaldebtrecovery #corporatedebtrecovery

resolute collections

How To Easily Find The Best Debt Collectors In Scotland

Debt Collectors In Scotland

Debt Collectors In Scotland

You will have no lack of choices looking for debt collectors in Scotland.  If you search Google you will receive 1,340,000 results, 10 adverts and 8 suggestion for other search terms. By using our tips of the trade, you can reduce the results down to a more manageable 20 results and no ads!

If you desire a visual look at debt recovery firms in Scotland, we can show you how to easily do that (at the bottom of page).

The solution we demonstrate to you is fantastic, if you are looking for debt collector near you. Or you are outside Scotland and you need a Scottish debt collector. More importantly you might need a debt recovery agent who is located near your debtor.

Scottish debt collection has some major differences from the rest of the UK. You need to use a Scottish based debt collection agency.

Nearer the debtor is better than nearer you. It means the agent can visit more often – if need be.

debt collectors in Scotland

You will learn how to use Google operators to find exactly what you want. This technique will certainly reduce the results to debt recovery UK companies. Reducing the time it takes you to find a suitable debt collecting company in Scotland.

allintitle: debt collectors scotland
allinurl: debt collectors scotland

All you do is copy and paste either of the above into a google search bar/box. Your results are now reduced to 2,610 and 3,660, respectively. These numbers are dynamic and change form hour to hour. But it is far easier for you to review a few thousand results than several million.

Insider Tips On Searching For Debt Collectors in Scotland

You will find more than a few solutions in the following paragraphs. There will be one particularly suited to you. Each solution becomes more focused and concentrated. You can mix and match the search terms until you find exactly what you are looking for.

These tips of the trade will save you an enormous amount of time and effort. And your money.

However one must keep on mind that the long term life of you chosen DCA could be limited.

Debt Recovery Scotland

You would think that searching debt recovery rather than debt collectors would return similar results. That is an emphatic NO! 8,000,000+ results for this search term.

That is an unbelievable amount of results for you to plough through. If most people were honest, they would be overwhelmed and look at a couple and “get it over with”.

Insider Tip #1

So back to Mr. Google’s operators allinurl and allintitle.

allinurl: debt recovery Scotland
allintitle: debt recovery Scotland

This reduces the ridiculous amount of results into 1,000’s rather than time consuming millions. It allows you to make a better choice; quickly and easily.

Debt Collection Companies Scotland

You are never going to believe what number of results this provides. As the more words there are in a search term, the more results. On this occasion 23,000,000. If you are an international debt collector or lender, this looks like a lost case.

You can use “parentheses” and search “Debt Collection Companies UK” and the numbers are miraculously reduced to 40,000.  

However perhaps even this reduction in search results for a debt collector or a debt collection company in the UK is not good enough for you. You want to know exactly where they are. Or are they good enough for you.

Let us go back to our initial search for debt collectors Scotland.

Debt Collectors in Scotland

We are going to show you one of Google’s most awesome and breathtaking tools. One has to assume though, that any company worth its salt is registered or connected to Google in some shape or form. Not only does this show you the location it includes reviews. Though you can take a review for what it might be worth. However generally their value averages out over time.

We are ready to show you a quick video on how to use Google Maps. This is not edited and is the actual time you will invest. From 50 – 60 seconds.

Map To Success

The Easiest Way to Use Google

How To Find Debt Collectors in Scotland 15 minutes

Google Maps

How To Easily Find The Best Debt Collectors In Scotland

Find and open Google maps.

Enter the town of your debtor

find best catastrophic injury lawyer

Always try to find a debt collector near the debtor

Service you require

do you need a catastrophic injury lawyer

You can search for debt collector or debt lawyer or repossession agent.

Make a choice

do you need a choose a great catastrophic injury lawyer

Make a list of 3 and call them. Have your questions prepared.

You will: Choose from Aberdeen, Glasgow, Edinburgh or even the smallest village.

  1. Open google maps
  2. Change search details to Edinburgh
  3. Type debt collectors into search box
  4. Further investigate Edinburgh:
    1. moving map
    1. increasing/decreasing size with +/- on bottom right hand
  5. click on red markers to research debt collectors

You will clearly see that when we click on the red marker it highlights the company on the left sidebar (or pops up), giving you the address, reviews, and website etc.

None of the debt recovery companies or debt lawyers that we click show, are not be considered a recommendation. It is only for demonstration purposes.

Other Location Based Services

This has nothing to do with debt recovery companies or debt collectors. There are many of you who will realise that using google maps is awesome for discovering any location based service.

After finding the location type in any service that you require.

Are You A Debtor Living in Scotland

If you are a Scottish based debtor living in Scotland, beware of what looks like an advice website. They will inevitably lead to a fee charging website. You can visit Stepchange or CAB for free advice. These should be your first port of call.

Are Debt Collectors Legal In Scotland

Debt collection agents in Scotland are legal. However, what they can do is limited. Notwithstanding that they may say stuff that worries you. They can ASK but RARELY demand action. They are allowed to contact you at a reasonable time without embarrassing you.

Agents representing themsleves for debt collection in Scotland should not be confused by Sheriff officers. Debt collection agents will request payment whereas sheriff officers can take your belongings. Seek advice before a sheriff appears.  

Comments and Suggestions

You have read and seen our ideas. If you have any suggestions about debt collectors in Scotland or debt recovery agents in the Scotland – everyone would like to hear them. Recommendations or otherwise.

#resolutecollections #debtcollection #debtcollector #debtrecovery #debt #debtcollectors

How To Get Out Of Debt And Enjoy Life To The Full

How To Deal With Moorcroft Debt Recovery | Legally

moorcroft debt recovery

Moorcroft Debt Recovery

This article is not exclusively about Moorcroft Debt Recovery and the Moorcroft Group. Nor is it a legal loophole to get you out of debt. Nor is it, to persuade lenders to use Moorcroft debt recovery or any of its debt solutions competitors.

What we will explain is information that is not widely distributed. Everyone talks about the law. We will talk about our inside knowledge of how debt collection companies work.

We have no axe to grind as this article will cover us, you, lenders, debt collectors and the law. In that order.

There are 100’s and 1,000’s of debt recovery companies in the UK, USA, and Australia. They all basically follow the same path. A bit like follow the money.

Firstly: Information About Us

What gives us the right to talk about debt collection. We have had many roles as employees and our own business in the debt collection and lending world for 4 decades. From doorstep lending to deals worth 100’s of millions. Asset repossession to writing off debt – permanently. We give you access to the inside workings of lending and collection institutions.

Our biggest piece of information is that what man can make, man can amend. By this we mean if anyone and we mean anyone says that something cannot be done or undone – they are simply lying. Debts can be written off. Credit bureau records can be undone. The LAW can be circumvented – as long as it is in the debtors (you) favour.


Frequently Asked Questions About Moorcroft

  • What is the email address of Moorcroft Debt Recovery?

    [email protected]. You can use this email address for all sorts of questions. General enquiries, complaints, and compliance. If you are not good on the phone, ask them to make this your primary contact method. They will ask you to jump through a few hoops. Ay least this gives you a copy of all their responses and timings.

  • What is Moorcroft debt recovery phone number?

    0330 123 9765. This number is NOT a premium number. You can use this to make payments, ask for you balance. It is also a helpline for people who are struggling with debt. You can use it to ask for the file they hold on you which can be had for FREE. Another question to ask is that a transcript of the call to be sent to you. Either a paper transcript or an audio file.

  • Is Moorcroft Group legitimate?

    You can bet your last penny that it is. It has every licence you could imagine. They have more lawyers making sure that they are properly registered than most financial institutions. Do not waste your time querying if they are legitimate.

  • Who do Moorcroft collect debts for?

    They collect for a whole crowd of companies and industries: water, gas, and electricity companies. Banks and financial institutions. In addition, they collect debts for local, regional, and national government departments. They are also highly active in the telecommunications industry.

  • Can you complain about Moorcroft?

    YES. Best place is to start with is their complaint hotline – 06161 475 2970. Remember the people on these lines are highly trained; no matter what you believe or think. This is the place to start before you start writing to the financial ombudsman. Ask for a transcript of your conversation or copy of the audio file. Ask for this at the beginning of the call. 

  • What is Moorcroft Debt Recovery address?

    If you want to write to Moorcroft about you account, copy of file request, or general information, the address is: It might be an idea to send your letter by recorded delivery and have it signed for.
    2 Spring Gardens,
    Stockport,
    SK1 4AA

  • Are Moorcroft allowed to buy my debt?

    This is something you have to check in your original agreement. There should be a section of how your account can be assigned. You can ask Moorcroft or your original lender for a copy of this highlighting the area that allows either the sale, transfers or use of third party debt collectors. You might need a lawyer to do this for you.

  • Who should I write to at Moorcroft Debt Recovery?

    They always say aim for the highest. This might mean doing some leg work and expense. You can obtain a full report of the directors and shareholders at companies’ House. However here are a few of them (as of October 2020): Andrew James McRoberts (company secretary), Rodney Neil McRoberts, Neil George McRoberts, Amanda Martin McRoberts. Here is one potential email address [email protected]

  • Can Moorcroft debt recovery enter my premises?

    NO – they cannot, unless you invite them. They are debt collectors NOT enforcement agents.

  • Can I refuse to discuss my debt with Moorcroft?

    Absolutely yes. The original lender or service supplier has to talk to you if you wish. Your lender or provider cannot reassign the obligations under your contract. One of their obligations is to discuss your account with you. Therefore, if they say you will have to speak to Moorcroft, inform your lender they are breaking the law and you wish them to write to you repeating what they have just said to you.  After that you could, and we say could (not demand) that they amend/write off your debt.

  • What if I cannot afford to pay Moorcroft debt recovery?

    Fill out an income and expense statement. Be completely honest about it. We can assure you that it is not in the interest of Moorcroft or your lender to try and get money out of a stone. Do not try and blame the salesman etc. for getting you overindebted – they will always defend their introducers. Take it on the chin and send them a statement. You might just find that they will write it off or take a token payment. They have an obligation to treat customers fairly.

  • Can I avoid pay my Moorcroft debt?

    Of course, you can avoid it – however it will not go away. Remember that you have used someone’s money or service and they deserve being paid. If you cannot pay them, they deserve to be told the truth. Invest an hour or 2 and it will be resolved forever. Be courteous and pleasant at all times. The people you are speaking to only came in to do a day’s job. It is not personal it is simply their job. We assure you that you will feel better once it is put to bed and resolved.


Your Moorcroft Debt

Let us get this right – Moorcroft debt recovery are contacting you because you entered into an agreement. It could have been for anything: a phone, personal loan, car finance, utilities, home mortgage, boat loan, room rental. Just about anything where you had the use of something with the promise of future payments.

The first thing for you to do is simply accept your indebtedness. Do not try and become a legal expert trying to find a loophole. Debt collection companies like Moorcroft group and credit collection services have heard it all before.

Do not try and say they have no right to collect the debt. You can be sure that Moorcroft and the lender have had legal opinion on their ability to do so. There is an addendum to this that many people ignore and which we have personal (painful) experience of. The actual debt (income stream) can be assigned but not the obligations of the lender. Keep this in mind for later.

Income And Expenditure

Put some work into creating your own personal income and expenditure spreadsheet. Many debt collection agencies want you to use their version and I am sure Moorcroft group are no different.

You can create the spreadsheet over many weeks or even a month of 2. This is going to help you. Add the things they might not usually consider. Gambling, alcohol, smoking, obesity. Be honest with yourself. It might lead to a better lifestyle.

Writing things down makes it easier to deal with. It makes it easier to discuss your financial situation with debt collectors or debt attorneys. Or self help groups. There are groups in your area that can help. However, it is a good idea to be prepared.

Never, Never, Never

2 things you must not do.

  1. Never threaten violence. Keep the moral high ground.
  2. Never offer a payment you cannot make, just to keep the person on the phone happy. They get paid for promises being made. However, it is better for them and you to make an offer you can keep.

Your Original lender

The reason that Moorcroft debt recovery are chasing you is because someone lent you something. The lender will have done everything, insomuch that it can, to ensure you could repay. Although there are caveats here

  1. They were not given your real facts. Either by you or the lenders staff or introducer. There lending decision was made on the facts that they were given. They will assume that it was you, as you have signed the agreement.  It is difficult, but not impossible to prove otherwise. Notwithstanding that – if you have had use of the item or service that the credit was granted the lender can use that as a defence. However, we do not want to get involved in legal terminology.
  2. There was a large deposit made on an asset which they can quickly resell. Possibly quicker than the loan/rental term. However, this type of repossession is becoming more difficult for the credit grantor.

Notwithstanding that your debt has been sold to Moorcroft or they are collecting on behalf of your lender. The lender still has to uphold his obligations. And in turn, Moorcroft debt recovery ltd has to uphold those obligations. Generally, data protection and treating customers fairly. Once again, just because the lender has deviated a little from their obligations it might not eradicate your debt. They cam always rely on the law to enforce.

You do not want to go to court. The lender can afford better debt attorneys and collection lawyers.

Here is something that all lenders know or should know. People defaulting has rarely bankrupted a lender. Fraud is the death knell of a lender. And more often that not this comes from within or from you dealer network. Seek your savings there and not investing in better debt collection methods.

Advice To Lenders

Invest in real underwriting. Spend time there and your debt collections teams can be reduced. Put debt collectors in charge of lending. Mix up you credit and risk teams.  If you have a credit control department – close it until you have a better name for it. Maybe Good Business Creation or something – anything. 

By the by lenders – ensure that you debt recovery solution provider uses voice analysis. In addition, make sure 1 of your people who knows how it works. You can then add in your own keywords and phrases. Saves a lot of time reporting.

One of the top most concerns for debt collection agency is their ability to exist. It will come to an end.

The Law

Debt collection law or debt recovery recourse through the courts is the last thing you want to become embroiled in. Do not cut your nose off to spite your face. The likes of Moorcroft Group and Credit Collection Services have teams of debt lawyers on their payroll or on contingency.

Unless you want to become a martyr, we suggest other ways of resolving the issue.

Remember the law gives you the minimum protection – and we mean this in a good way. Debt collectors can give you a better deal than the law allows. ALWAYS. We know, we have done it many times.

Debt Collection Solutions

In this section, we have suggestions for all concerned. Each of the suggestions are beneficial to all parties. None of these debt collection solutions favour one party.

Debt With Collection Agency

Just because your debt has been transferred or sold or being collected by a debt collection agency: it is still you that is in control. You have something they want. They want your money or they want you off their books.

Many people like yourself has googled debt with collection agency to get some help. Mostly you will get debt consolidators hoping to make some money from you. Or debt lawyers wanting to give you advice.

However if you have searched for impartial advice using debt with collection agency you will find it here. Some you might like and some you might not want. It will not go away unless you deal with it. What is for sure the more pf their time you take up the more they want to get you off their books.

You might want to remember if one debt collection agency returns your debt to the lender, it may well end up with another firm of collectors. Keep all records; either paper, calls or electronic. If possible record personal visits.

Pre Repossession

We have to assume a few things here. You can no longer afford the car/boat/house/phone or whatever. It might sound harsh – but you can survive without this item. We know this is a hard decision. However, maybe you can obtain a similar asset or item form a different supplier. Just think about that and do a bit of research.

Here is what you want. You want debt for the current item to “go away”.

The lender or debt recovery agency want to resolve this as cheaply and quickly as possible. No matter what they say, they really do not want to go to court to have their asset returned.

Inform them that you will return their asset (car, phone, boat or whatever) on the following conditions:

  1. There will be no payment of the arrears
  2. There will be no payment requited on the shortfall of the sale of the asset
  3. All details of the loan will be removed from credit bureau register. This can be done, and it is quite easy. If the lender says they cannot do it – tell them to speak to their data controller.

It is a simple letter; here is our suggestion

Dear (lender)
Your Details
I write regarding the above. I will allow you or your agents to take possession of (describe the asset) on the following grounds.
That is it. We used this many times for people who we considered to have been hoodwinked or experienced unexpected changes to their life.

Post Repossession

Lets us tell you how much your post repossession or sold debt can be worth. We were once involved in the sale of “post repossession of distressed debt” in the UK. Fancy talk for bad debt. The average balance was £2,600 and the total balances involved were in excess of £100,000,000. It took us 8 months to put the pack together and another 6 months to “sell” to the debt purchase company. Who were similar to all debt collection companies.

The debt was sold for £1,300,000. Which is 1.3%. Add some expenses and we are at 2%. This gives you an idea of what your personal debt is worth to the debt collector. Admittedly some debt is worth more and some a lot less.

Why would a lender sell the debt to Moorcroft Debt Recovery? Their option is to completely write off. Many lenders want to lend – they do not want huge collection departments.  Debt collection is specialised. Not everyone is suited to be a professional debt collector.

The directors of the company we worked for were over the moon to get rid of 40,000 customers and pocket £1.3 million.

Negotiating With Debt Collection Company

It costs a debt recovery agency truly little to keep calling you and sending you emails. They are all automated until you do something. What does cost them, is interaction with you.

The art of negotiation is fairly simple. Start low and move slowly. Move the same amount each time, no matter what they say. It will cost them time and money to consider your offer. In addition, if you ever go to court, you can state that the lender or Moorcroft debt collection or whatever debt collection agency is obtuse.

Make them an offer in writing. “I offer you xxx in full and final payment of (describe loan/account) on or before xxx date.

Be reasonable with date. Not too short and not too long.

If you are a bit on the cheeky side, ask them to remove records. However, that is up to them. They can if they want,

Moorcroft Debt Recovery

Their motto is managing debt responsibly. Now, we have to question this.

From a purely business point of view. A lender uses risk based pricing. Therefore, it expects bad debts. If it is not using risk based pricing, it should be. If a debt goes bad it should be written off. Assume that the debtors have overextended unintentionally, or circumstances have changed.

It is in the price. Accept it and stop penny pinching. And that goes for all the other debt recovery agents in the UK. Recovery agencies in Australia and debt attorneys in the USA.

Voice Recording

Why do some debt collection companies and debt lawyers refuse to use voice analysis? It is cheaper than a team of people listening through sample conversations. It is to your advantage that calls are recorded. Many of the voice analysis recording software solutions allow audio or printed copies to be sent to you.

If Moorcroft debt are recording your conversation insist on a copy being sent to you. And that goes for any other debt collection company.

Here is what we think. They want to avoid compliance issues. Proper voice recording and analysis is difficult to manipulate.

Related Searches To Moorcroft Debt Recovery

The most often asked questions about MDRL are:

  1. Is Moorcroft debt recovery is it real?
  2. Will Moorcroft debt recovery take me to court?
  3. Can Moorcroft but my debt?

The simple answer to all of these is yes. Stop avoiding and start communication. Here is the thing. Contact them to see who they recommended that can give you free and impartial advice – they are obligated to tell you.

Alternative To Moorcroft Debt Recovery

If you see any of the following: seek advice. Many of these companies are out to make a profit. Seek out a debt charity of citizens advice in your local area.

  1. Debt management plan
  2. Consolidation loan
  3. Debt arrangement scheme
  4. Individual voluntary arrangement

Companies offering these will have a fee. That is not to say they are not an option. Consider carefully.

Is Moorcroft Debt Recovery Real

Indeed it is. If others tell you to ignore them out of hand, think on your own behalf. Alternatively, there is government advice on what to do if your are overwhelmed by personal debt.

Nearly all the advice on the web about Moorcroft Debt Collection is from companies offering and IVA (individual volutary arrangement). These are arranged by a “qualified” person. An IVA will often last 5-6 years.

You might consider negotiating with creditors on your own behalf. Doing it on your own can be rewarding. If you are not up to it – or you have many debts. Ask a non profit what you can do. Or try and increase your income with earning or saving

#resolutecollections #debtcollection #debtcollector #debtrecovery #debt #debtcollectors #debtfree

debt collectors uk

How To Find The Best Debt Collectors In UK

debt recovery services company

Debt Collectors UK | The Best

You will have no lack of choices looking for debt collectors UK.  If you search google you will receive 5,600,000 results, 20 adverts and 8 suggestion for other search terms. By using our tips of the trade, you can reduce the results down to a more manageable 2,610 and half the number of ads.

If you desire a visual look at debt recovery UK firms, we can show you how to easily do that.

The solution we demonstrate to you is fantastic, if you are looking for debt collector near you. Or you are outside the UK and you need a UK debt collector. More importantly you might need a debt recovery agent who is located near your debtor.

An agent nearer the debtor is better than nearer you. It means the agent can visit more often – if need be.

You will learn how to use Google operators to find exactly what you want. This technique will certainly reduce the results to debt recovery UK companies. Reducing the time it takes you to find a suitable debt collecting company.

allintitle: debt collectors UK
allinurl: debt collectors UK

All you do is copy and paste either of the above into a google search bar/box. Your results are now reduced to 2,610 and 3,660, respectively. These numbers are dynamic and change form hour to hour. But it is far easier for you to review a few thousand results than several million.

You will find more than a few solutions in the following paragraphs. There will be one particularly suited to you. Each solution becomes more focused and concentrated. You can mix and match the search terms until you find exactly what you are looking for.

These tips of the trade will save you an enormous amount of time and effort. And your money.

Here are some FAQ’s

Do I need a professional debt recovery agent?

We would say YES you do. Most private undoviduals and SME are not geared up for chasing debt.

What will it cost to hire an agent?

This will depend entirely on the debt. It could be a fixed fee of a few hundred. Or a now win no fee – however you can expect to pay up to 60% commission

Will I get all I am owed back?

Given time you might. Genrally speaking it is highly unlikely that you will achoeve 100% of everything including, inital debt, fees, time invested.

Can I claim for the time I have spent on this?

Not really. Unless your business is debt collection. Focus what is owed and chalk the rest down to experience.

Is it all worth the candle?

That is a good question! If you get the money back it is. If you do not, it is time and money wasted.

How do I know if it is worth trying to litigate etc?

Have the debt collector or an investigator find out if the debtor has cash or assests – which is easier said than done.
You might wish to try an alternative method if that fails.

Debt Recovery UK

You would think that searching debt recovery rather than debt collectors would return similar results. That is an emphatic NO! 66,000,000 results for this search term.

That is an unbelievable amount of results for you to plough through. If most people were honest, they would be overwhelmed and look at a couple and “get it over with”.

So back to Mr. Google’s operators allinurl and allintitle.

allinurl: debt recovery UK
allintitle: debt recovery UK

This reduces the ridiculous amount of results into 1,000’s rather than time consuming millions. It allows you to make a better choice; quickly and easily.

Debt Collection Companies UK

You are never going to believe what number of results this provides. As the more words there are in a search term, the more results. On this occasion 223,000,000. If you are an international debt collector or lender, this looks like a lost case.

debt collection companies uk

You can use “parentheses” and search “Debt Collection Companies UK” and the numbers are miraculously reduced to 40,000.  

However perhaps even this reduction in search results for a debt collector or a debt collection company in the UK is not good enough for you. You want to know exactly where they are, or are they good enough for you.

Let us go back to our initial search for debt collectors UK or try here for debt collectors in Scotland.

Moorcroft Debt Recovery

MDRL are on eof the biggest in the UK. If you are a lender looking for a debt recovery company in the UK, you could have a look here. If you are a debtor – our site has information on how to deal with debt collectors.

Debt Collectors UK

We are going to show you one of Google’s most awesome and breathtaking tools. One has to assume though, that any company worth its salt is registered or connected to Google in some shape or form. Not only does this show you the location it includes reviews. Though you can take a review for what it might be worth. However generally their value averages out over time.

We are ready to show you a quick video on how to use Google Maps. This is not edited and is the actual time you will invest. 57 seconds.

How To Guide

How to find debt collectors in the UK

find a debt collector in 5 minutes 5 minutes

Open Google Maps

How To Easily Find The Best Debt Collectors In Scotland

Use any search engine or google.com/maps

Search for UK debt recovery agency

find best catastrophic injury lawyer

You can use other search terms like; UK debt collector etc

Narrow and define your search

do you need a catastrophic injury lawyer

Using the mouse or the controls on the bottom right. You can easily navigate around the UK. focusing in yor local area or the debtors location

Make you choice

do you need a choose a great catastrophic injury lawyer

Click on any of the red markers and you are presented with the businesses full details and reviews.

Make a move

The best idea now is to call the debt collector. This will give you an indication of their service level and communication skills

In our next video we will show you how to start with a specific city and inspect various companies. You will:

  1. Open google maps
  2. Change search details to Edinburgh
  3. Type debt collectors into search box
  4. Further investigate Edinburgh:
    1. moving map
    1. increasing/decreasing size with +/- on bottom right hand
  5. click on red markers to research debt collectors

You will clearly see that when you click on the red marker, it will highlight the company on the left sidebar. This gives you the address, reviews, and website etc.

None of the debt recovery companies or debt lawyers that we click on, in the video, are not be considered a recommendation. It is only for demonstration purposes.

Other Services

debt recovery uk

This has nothing to do with debt recovery companies or debt collectors. There are many of you who will realise that using google maps is awesome for discovering any location based service.

The hint: if you are looking for a country rather than a town/city, use the country name in the search. I.e. —       UK debt recovery agency

Comments and Suggestions

You have read and seen our ideas. If you have any suggestions about debt collectors UK or debt recovery agents in the UK – everyone would like to hear them. Your recommendations or otherwise.

#resolutecollections #debtcollection #debtcollector #debtrecovery #debt #debtcollectors #debtfree #legaldebtrecovery #corporatedebtrecovery #consumerdebtrecovery #legalhelp #debtfreecommunity #debtfreegoals #debtfreejourney #latepayment